MEDFEX FUND
It is all about changing and saving lives 

Medical bills and Funeral expenses sharing fund (MedFex Fund)
MedFex Fund is a private contribution fund for staff members of Bible4health Missions, members of KeyHands Club International  and other associated businesses.They are automatically enrolled to participant in sharing Medical bills and funeral expenses at the time of employment or membership to Bible4health Teams. This fund is managed by Bible4health Missions at the head office.
Currently contributions to MedFex Fund is set at USA $25.00 monthly
Benefits of contributing to MedFex Fund
All medical bills expenses, except those excluded incurred by our staff member or members of KeyHands Club International who are currently contributing to MedFex Fund, or on the death of a staff member or member of KeyHands Club International who is currently contributing to MedFex Fund, the following will apply;
80% of the total cost of the Medical bills or funeral expenses will be reimbursed
All medical bills expenses except those excluded incurred by an immediate family member of our staff or member of KeyHands Club International who is contributing to Medical bills and funeral expenses, or on the death of an immediate family member of our staff or member of KeyHands Club International, who is currently contributing to MedFex Fund, the following will apply;
60 % of the total funeral expenses will be reimbursed
MedFex Fund Commences and matures for reimbursements
Three months from the date of your first contribution
Total Contribution
MEDFEX FUND monthly contribution is USA $25.00, and 20% of this contribution is non refundable and will go towards administration and management of the MedFex Fund
Three months of failed contributions, the name will be removed from MedFex Fund list and no refunds will be paid out to all defaulters.
Please note: There are no separate family contributions amount.
Purpose of MedFex Fund
MedFex Fund is a private fund raised through contributions by our staff and members of KeyHands Club International for the purpose of reimbursing Medical bills or Funeral Expenses incurred by our staff member or a member of KeyHands Club International  or by the immediate family member of our staff member or a member of KeyHands Club International.
MedFex Fund is not available during the time our staff member or a member of KeyHands Club International or the immediate family member is either going through medical treatment or has a funeral. with exception of life threatening illnesses funds might be available immediately.
MedFux Fund reimbursement will be available after the total medical bills and the total funeral expenses have been paid either by our staff member or a member of KeyHands Club International or the immediate family member and the true honest report is submitted to Bible4health Missions by the surviving spouse.
MedFex Fund covers only the immediate family members of our staff or member of KeyHands Club International 
Immediate family members include;
Yourself and your spouse and then both of your Father, Mother, Brothers, Sisters, Sons and Daughters
MEDICAL BILLS REIMBURSEMENTS
In-patient medical bill expenses reimbursements
Bible4health Missions reimburses your medical bills whenever you or your immediate family member is confined in Hospital overnight or more as an inpatient in Great Britain, the rest of Europe or anywhere in the world.
Outpatient medical bills expenses reimbursement
In each Bible4health Missions financial year, you can be reimbursed for TWO hospital outpatient treatment expenses, which also include consultations expenses.
Exclusions
The following are the exclusions from reimbursement of medical bills expenses, any expenses incurred because; attempted suicide, Alcohol or Drug related Conditions & Cosmetic Surgery or other surgery you choose to have for Non-Medical reasons are not covered
FUNERAL EXPENSES SHARING REIMBURSEMENTS
Bible4health Missions will reimburse funeral Expenses when you or your immediate family member dies..
Funeral Expenses reimbursement payments
Funeral Expenses reimbursement money is available only to our staff member or member of Keyhands Club International unless he/herself is the one who has died, then the reimbursement is available to the surviving spouse or the eldest surviving child if he is above 18 years of aged or family appointed person to look after the funeral expenses.
The money will be paid into the bank account of the surviving spouse or the eldest surviving child if he is above 18 years of aged or family appointed person to look after the funeral expenses.
The reimbursements fund will not be paid in the accounts of the diseased estate and should not be distributed according to the will of the diseased; it is to meet the immediate needs of the surviving spouse and the children of the diseased
Exclusions and what is covered in funeral expenses sharing reimbursements
1. All causes of death are covered for reimbursements
2. There are no exclusions in funeral expenses sharing reimbursement, and cover applies worldwide.
Eligibility
Any age or persons or race or nationality or sex is eligible to contribute to MedFex Fund as long as you are on our staff list or you become a registered and member of KeyHands Club International.
Documents required for reimbursements of Expenses
Medical bills expenses required documents
1. Original Doctor signed and stamped by the GP or hospital discharge slip
2. Original stamped medical bill receipt
3. Lawyer or police Certified copies of hospital admission documents
4. Lawyer or police certified copies of photo identity of the person whose bank account will be used to deposit the reimbursement fund
5. A letter from the Bank account holder signed by a minimum of three surviving immediate family members to permit Bible4health missions to deposit the reimbursement fund
6. And other documents and proofs, which will be deemed necessary if doubt shall arise on the authentic of any the above mentioned documents
Funeral Expenses required documents
1. Original Expenses receipts with names and signatures of a minimum of three surviving immediate family members above 18 years old. The receipts must have issuer's name, postal or physical address, telephone number and vehicle registration number if the receipt is from a Tax company or from transporter.
2. Original copies of air ticket receipts, if the diseased body was transported by air
3. Certified copy of the death certificate
4. Post-mortem report stating the cause of death
5. Certified copy of the burial certificate (if any)
6. Certified copies of photo identity of the disease person such as passport, National registration card
7. Certified copies of birth certificate
8. Lawyer or police certified copies of photo identity of the person whose bank account will be used to deposit the reimbursement fund
9. A letter from the Bank account holder signed by a minimum of three surviving immediate family members to permit Bible4health missions to deposit the reimbursement fund
10. And other documents and proofs, which will be deemed necessary if doubt shall arise on the authentic of any the above mentioned documents
Summary of Cover
MedFex Fund contribution is must to all our staff and to members of Keyhands Club International.
Bible4health Missions is the administrator, controlling body and sole policy maker of MedFex Fund.
All our staff members and members of KeyHands Club International, who are contributing to MedFex Fund , their medical bills or funeral expenses are only reimbursed after submitting a honest true expense report to Bible4health Missions.
Bible4health Missions reimburses medical bills and funeral expenses following the death of our staff member or member of Keyhands Club International or his/her immediate family member, who is currently contributing to MedFex Fund anywhere in the world.
Benefits of contributing to MedFex Fund ,
All medical bills expenses, except those excluded incurred by our staff member or member of KeyHands Club International only, who is currently contributing to MedFex Fund, or on the death of our staff member or member of Keyhands Club International who is currently contributing to MedFex Fund, the following will apply;
· 80% of the total cost of the Medical bills or funeral expenses will be reimbursed
All medical bills expenses except those excluded incurred by an immediate family member of our staff member or member of KeyHands Club international who is contributing to Medical bills and funeral expenses, or on the death of an immediate family member of our staff member or member of KeyHands Club International, who is currently contributing to MedFex Fund, the following will apply;
· 60 % of the total funeral expenses will be reimbursed
Total Contribution
Any person permanently employed by Bible4health Missions or by associated business or become a registered member of any KeyHands Club International will automatically be registered to MedFex Fund with a contribution of USA $25.00 per month and 20% of this contribution is non refundable and will go towards administration and management of the MedFex Fund
Three months of failed contributions the name will be removed from MedFex Fund list and no refunds will be paid out to all defaulters.
Please note: There are no separate family contributions amount.
Here is how the contributions have been set and how they work
MedFex Fund contributions are set on individual bases, this means that, If you are married and you have children or not and you are employed by Bible4health Missions or associated businesses or member of KeyHands Club International. MedFex Fund will cover, Yourself and your spouse, your children and then both of your Fathers, Mothers, Brothers and Sisters. If you are married and both of you are our staff members or members of KeyHands Club International, both of you will be registered to contribute to MedFex Fund individually.
If you are single, not married of course, MedFax Fund, will cover Yourself, your children (if any) then your Father, Mother, Brothers and Sisters
Change of Contributions
Bible4health Missions may change the contributing amount at any time, if there is a need to change the contributions for whatever reasons all contributors will be informed towards the change three months in advance.
Your right to cancel
If the MedFex Fund does not meet your needs please notify us in writing or email within 30 days after you have just started contributing to MedFex Fund. Immediately you will be removed from the MedFex Fund contributors list and you will receive 70% refund of any contributions paid.
Duration of MedFex Fund
You will be entitled to receive MedFex Fund reimbursements while your contributions continue to be paid and until;
1. You cancel your contribution to MedFex Fund giving us 30 days notice by advising us in writing or by email or by fax or by telephone, and Bible4health Missions will refund 70% of the total contributions you have made to medical bills and funeral expenses sharing only, or
2. Your MedFex Fund contributions may be cancelled by Bible4health Missions by giving 30 days written notice to you due to any criminal convictions related to attempted suicide or murder or rape or robbery or incest or alcohol or Drugs or fraud practices or found to be contravening to the missions, goals, objectives and the purpose why Bible4health Missions and Medical bills and funeral expenses sharing was set-up. There is no refund or reimbursement of what so ever of your contributions, if your contributions are cancelled due to the above reason.
Methods of payment of contributions
All contributions must be paid either by;

  • Paypal
  • Direct debit
  • Credit card
  • Debit card
  • Bank standing order
  • or any online payment account you hold

Please Note: No cash should be sent, unless on special arrangements with the head office and you should pay one year in advance.
Statement of Demands and needs
MedFex Fund meets the demands and needs of those who wish to ensure that they provide a medical bills and funeral expenses sharing fund for themselves and for their immediate family members.
Medical Bill expenses sharing
Will provide reimbursements to you after you have been on an inpatient treatment in the hospital
Bible4health Missions
Administering and managing your contributions, Bible4health Missions Head office in the United Kingdom will administer and manage all your contributions and reimbursements.
What product do we offer?
We offer medical bills and funeral expenses sharing reimbursements
Which other services will we provide you with?
We advise and make a recommendation for you after we have assessed your needs for reimbursement.
You will not receive advice or any recommendation from us for any other medical bills or funeral expenses sharing or death benefit scheme. which is not organised by Bible4health Missions. We may ask you some questions in order to assess your needs then we can provide you with details information on other services Bible4health Missions provide. You will then need to make your own choice about how to proceed.
What will you have to pay us for our services
MedFex Fund Monthly Contribution is USA $25.00 per person per month and 20% of this contribution is non refundable and will go towards administration and management of the MedFex Fund
Who regulates Bible4health Missions
Bible4health Missions is not-for-Profit organisation, which was formed in the United Kingdom, therefore is regulated by companies Act of United Kingdom
Ownership
MedFex Fund is an owned subsidiaries of Bible4health Missions
What to do if you have a complaint
If you wish to register a complaint please contact us
· Through our website  www.bible4healthmissions.com
· In writing: Write to MedFex Fund, 86 Kingsway, Worksop, Nottinghamshire, S81 0AG, United Kingdom
· By Phoning: Telephone..0000000000
If you cannot settle your complaint with MedFex Fund you may be entitled to refer it to the Bible4health Missions Head office
Are we covered by Financial Services Compensation Scheme (FSCS)
We are not covered by FSCS. Therefore you are not entitled to compensation from the FSCS if we cannot meet our obligations.
Putting things Right
We always aim to provide a first class standard of service, however, if you have a complaint you should contact:
MedFex Fund
86 Kingsway, Worksop, Nottinghamshire, S81 0AG
United Kingdom, Telephone: +44 1909231185
If you are still not satisfied following our response, remember you started making your contributions to a private Medical bills and Funeral expenses sharing by own choice, therefore we are not covered by Financial Ombudsman service either.
Full details of our complaints procedure are available on request from Bible4health Missions head office
Law applicable to MedFex Fund
MedFex Fund is a private fund and the contributor made their own independent decisions to contribute by  signing an agreement of choice with Bible4health Missions  to contribute to MedFex Fund, therefore the parties to the MedFex Fund may choose the law applicable to it. The MedFex Fund will be subject to English Law unless otherwise agreed.
Personal Information
Your personal details and those of any of your immediate family members listed in MedFex Fund list (including sensitive data) will be used by MedFex Fund offices and may be passed to Bible4health Missions or used by any other member organisation or companies of Bible4health Missions for the purposes of administering medical bills and funeral expenses sharing.
This could include passing details to approved Agents of Bible4health Missions or other approved third parties and includes underwriting, processing and reimbursement handling. Bible4health Missions may also disclose information about anyone in MedFex Fund if there is a legal requirement to do so, for the purposes of investigating of preventing fraud, crime or dishonest.
Frequently asked questions
Ques. I want to continue my contributions, but I can't afford the contributions at the moment. Can I reduce my my contributions to a figure I can afford?
Ans. No --. please contact our customer services team through our contact form on our website; www.bible4healthmissions.com or by email;bible4health@yahoo.co.uk and they will advise you of the options available.
Queries about Specific Contributions
Ques. Can I add a member of my extended family and /or children for my extend family?
Ans. You can only do this if you a have true and honest proof that the person you want to add is an orphan who has no brother or sister or not married
How to start contributing
If you wish to contribute to MedFex Fund fund, to start contributing to MedFex Fund, (a) You need to be an employee of Bible4health Missions of any associated business or become a member of KeyHands Club International  or please write to;
MedFex Fund,
Bible4health Missions,
86 Kingsway, Worksop,
Nottinghamshire, S81 0AG,
United Kingdom
Email: bible4health@yahoo.co.uk